Life Insurance

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About you

Before you start

Post Office Money® Life Insurance is sold and provided by The Royal London Mutual Insurance Society Limited (Royal London).

References to 'we', 'us' or 'our' mean Royal London.

Post Office Money Life Insurance is for those aged between 18-70, who are UK residents and not members of the Armed Forces, Army Reserve (previously known as the TA) or Reservists.

You can only pay by direct debit so you will need to have your account number and sort code details. You also need to be authorised to make direct debit payments from the account. You must pay for your own cover.

Before applying, it's important you read the Policy Summary Open in new window and Terms & Conditions Open in new window to ensure this product is right for you.

It is important that you answer all questions honestly and accurately as providing incorrect answers could mean that in the event of a claim the full amount may not be paid or, in the worst case, your policy could be cancelled, nothing would be paid and we’ll keep the monthly payments made under your policy.

You will be provided with a quote for both Life Insurance Cover and Life Insurance Cover with Critical Illness Benefit.

All fields are mandatory unless specified as optional.

About you

Qualifying questions

Are you a smoker?

By 'smoker' we mean using any tobacco products including cigarettes, cigars, a pipe, chewing tobacco, nicotine replacement products or e-cigarettes.

Are you a member of the Armed Forces, Army Reserve (previously known as the TA) or Reservists?


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Post Office would love to keep in touch about future offers, and other products and services they think you’d like to hear about. By providing your details, you consent to receiving this information by post, phone, email and text. You can tick the relevant box(es) below if you don’t want to receive this information from Post Office.

Don't forget, you can also change your marketing contact preferences at any time by emailing or, for email, by using the unsubscribe links which you’ll find on all Post Office marketing emails, or by writing to us.

For further details on how Post Office and Royal London use and share your personal information which we ask you to provide as part of our quote and application process, please read our Data Protection StatementOpen in new window.